Brian B asked:


I’ve been shopping for a low interest rate (30 year fixed). I have excellent credit but it doesn’t seem to help me much when I go into large local banks. It seems like they just run the basic numbers to make sure I qualify for a conforming loan. They then tell me their printed rate on their website. My experience with smaller mortgage companies is that they collect more information and they have quoted lower rates.

Is this typical?

Mathew

Tami M asked:


I am looking for an official govt sponsored site for the Federal Rescue program that is aimed at helping people in or close to foreclosure re-finance their mortgages.

Joe

Lisa E asked:


Thank you for the information. My loan is for a fixed 30 year loan. I have had the home for almost 5 years. I have refinanced already 1 time, to get the 8% rate down to 6.2%. I only own currently $70,000. Help!

Walker

INDEBT2my ears asked:


We would like to sell our house, we have grown out of it. We do not have 20% to put down on another.

Bonnie

dancerv085 asked:


i am really interested in lowerin my rate and is my house has accrued equity i will like to take some out….. Please Advice

Felton

ohio_state98 asked:


Does anyone know where I can find out the current mortgage rate averages for my geographic area? I’m looking at possibly refinancing and want to know if it would be worthwhile. Also, can I expect any costs when trying to refinance?

Jill

Wooglet Voot asked:


When between 2/3rds and 3/4ths of the bank losses have been business loans.

I have been studying bank stocks so that I could buy up the stocks of the stronger companies, and I do a very detailed analysis. So if you want a reference download the 10Ks from the SEC and do the math yourself because there are no simple articles that do the math for you I know of.

Ezekiel

Fletcher t asked:


Are they trying to re-finance their ARM mortgages to a lower rate, or are they simply abadoning their houses and letting the banks take ownership?

Rosemarie

S_Monica asked:


I have been looking into this for my Dad, but it really seems to good to be true. I know there has to be a trick to this.

Mauro